Recurring bill review for growing businesses

Find hidden waste in your business bills.

Upload software, internet, or energy bills. Costivra finds price increases, duplicate charges, unused services, and renewal risks—with the exact source attached.

No broad inbox access Human approval before outside action

See the leak.
See the evidence.
Decide what happens next.

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Choose a category to keep the source bill, extracted facts, issue, and calculation together.

Source-linked findingBill and extracted facts · Illustrative example

Acme Software LLC

Acme_Pro_Invoice.pdf
Source bill
Relevant charge or termAnnual subscription · 14 unused seats
Issue detectedUnused licenses detected
Acme Pro — Annual subscription$12,000.00
User add-on pack (25 seats)$2,500.00
Professional services$2,500.00
Total due (USD)$17,000.00
Source: page 1 of 1 · illustrative document excerpt
Bill and extracted facts
Invoice number
INV-81235
99%
Invoice date
Apr 15, 2026
98%
Vendor
Acme Software LLC
100%
Unused licenses
14 seats
88%
Total due
$17,000.00
99%
Calculation14 seats × $180 / month = $2,520 potential annual value
Potential value$2,520 / yearIllustrative only · not verified
Invoice total reconciles; unused-license count needs review.Reconciliation and rule status
From bill to decision

Your first review in three clear steps.

Start with a few documents. Costivra keeps the source, shows the question, and leaves the decision with your team.

1

Choose current bills

Start with the software, internet, or energy documents you want reviewed.

Selected documents
2

Review what changed

See possible price increases, duplicate charges, unused services, or renewal deadlines with the source attached.

Source linked · review needed
3

Decide the next step

Your team can save, investigate, assign, or approve a bounded action. Later evidence determines what is verified.

Your approval required
A simple promise

We only count savings after they happen.

Costivra shows you charges worth checking. A saving becomes real only when a lower bill, credit, or vendor record proves the result. It becomes verified only after that later evidence supports the result.

See an example from a bill
Possible savingsSomething looks worth checking.We show the charge and why it stood out. It is not money saved yet.
Real savingsA lower bill or credit proves it.Only then do we count it as savings.
What happened

Your internet bill goes up by $200 a month. Costivra points it out and shows the bill.

Possible savingsThe increase is worth questioning.
Real savingsYour provider lowers the bill or gives you a credit.

Built for decisions that affect real money.

AI can read and explain the documents. Deterministic code calculates the amounts. Policies define what is allowed. Your team approves consequential actions. The source and audit history remain attached.

Private documents

Files remain private and use controlled access.

Tenant-isolated records

Customer records are separated by organization boundaries and database policies.

Human approval

Consequential outside actions require the configured approval.

Source-linked findings

Material claims remain connected to evidence and calculation details.

Audit history

Decisions, corrections, approvals, and outside effects are recorded.

No broad inbox access required

Begin with selected uploads and controlled forwarding.

Costivra does not automatically cancel services, sign contracts, change payment instructions, or send customer records to an outside advisor.

Review Costivra security

Start with three bills.

A focused first scan, then continuous monitoring when you are ready.

Simple plans.
Clear value.

Plans shown for the current Costivra offering. See pricing for details.

Starter
$149 / month

Evidence-backed cost review for a focused operating team.

Choose Starter
Growth
$599 / month

Broader monitoring and review workflows for a growing business.

Choose Growth
Enterprise
Let's talk

A tailored deployment with a reviewed commercial agreement.

Talk to us
Start with 3 bills

Questions,
answered plainly.

The first release supports secure document upload for recurring bills and contracts. Email, accounting, and vendor connections will be added through scoped integrations as each workflow is validated.
Not by default. Costivra prepares bounded actions and routes them through your approval policy. External emails, referrals, cancellations, vendor changes, and payment-related actions always require the appropriate authorization.
Potential value and verified value are kept separate. Verification compares an approved baseline with post-action bills or credits, applies deterministic calculations, and records the evidence and assumptions.
Costivra does not automatically send referrals. You can export a review package to an advisor you choose or request an introduction to one of Costivra’s available partners. Nothing is shared without your approval.